Surviving the “Move Back Home”
Recently, more Millennials are finding themselves back under the same roof as their parents or relatives. With various factors contributing to why young adults are…
Developing (and Sticking to) a Realistic Monthly Budget
Are you among the two-thirds of Americans who don’t create a monthly budget? If so, you could be spending where it’s not needed. Read the…
Grandparents, Be Careful with 529 Plans
Are you thinking about setting up a 529 plan to help your grandchildren pay for college? Did you know that a 529 plan could impact…
Interest Rates are Rising…What Does that Mean for Me?
With the Federal Reserve’s recent announcement on June 13th that they have (and will continue to) raise short-term interest rates, you may be thinking “so…
5 Ways to Assess Your Financial Goals
Many people don’t regularly look at their investment, retirement and savings accounts. To help you reach your financial goals, it may also be a good…
Managing The Cost Of College
All too soon annual back-to-school shopping for pencils, lunch boxes and backpacks becomes shopping for dorm supplies and managing that first tuition check. While everyone…
How to Find Your First Credit Card
Getting your first credit card is a rite of passage to adulthood. It shows that you’re independent and responsible enough to handle your finances on…
The Money Discussions to Have Before You Get Married
Study after study shows that fighting about money is often the number one topic couples cite during divorce. While no marriage is without problems, we’ve…
The Ins and Outs of Leasing a Car
Paying for a vehicle is a long-term commitment. Whether you are buying or leasing, you are locked into a payment for several years. For many…
You Just Got a Raise: Do You Pay Off Debt or Invest?
Have you ever received a raise or bonus but weren’t sure whether to make an extra payment on your high-interest credit card, add to current…
Calculating Your Net Worth – What’s It Worth to You?
Calculating your net worth doesn’t need to be complicated. It’s as simple as finding the difference between what you own versus what you owe. The…
The 6 Most Important Things You Should Know About Social Security
Are you one of the millions of Americans that believe you can get by solely on Social Security income during retirement? If you are, there…
Beware of Vanishing Money
Consider this fun fact: If you had put one dollar in a jar in 1976, it would be worth about 23 cents today. In just…
Kiss Sallie Mae Good-bye in Five Years or Less
Student loan debt doesn’t need to last forever. In fact, it’s possible to have your student loan debt paid-off within 5 years or less but…
Raising Financially Savvy Kids
When it comes to budgeting, saving and investing, there’s no idea too small to incorporate into your daily discussions or routines with your children. But…
Break the Cycle of Takeout and Save
Millions of Americans are guilty of ordering weekly takeout. Whether their reason is poor planning or joining friends for social hour, spending money on eating…
Emergency Funds: Just How Much is Enough?
An emergency expense doesn’t have to turn your life upside-down. Stay afloat during an unexpected event by financially preparing for the worst but don’t fall…
Small Money-Saving Habits Worth Something Big
Could the 30-Day Rule be the start of your new savings habit? Find out by reading the full article on our Jemma Financial website. …
Budgeting 101: A Personal Financial Revolution
Are you feeling overwhelmed about your level of expenses or overall debt? Are your savings lower than your would like them to be? Take control…
Quick Tips for Paying Off Your Student Loans
Why be saddled down with student debt for years and years. Consider these four tips when paying down your student loans. Read the full article…
