Getting your first credit card is a rite of passage to adulthood. It shows that you’re independent and responsible enough to handle your finances on your own. More importantly, opening a credit card can also help you build your credit score so that you can purchase a home, a car, or even open your own business one day.

However, you can quickly accumulate debt if you don’t read the fine print carefully, or if you spend beyond your means. Read the full article on our Jemma Financial website to learn the things to look out for when you’re first getting a credit card.